For Your Business

Financial Programs

Community Futures Program (CFP)

Community Futures Development Corporation of Chatham-Kent (CFDCCK) offers Business Loans of up to $ 150,000.00 to small to medium-sized Business (less than 500 employees)
  • Community Futures Development Corporation of Chatham-Kent (CFDCCK) understands that small business has always experienced problems in obtaining financing.
  • That is why this Community Futures lending program is in existence, and represents another borrowing option for small to medium-sized businesses in conjunction with traditional lenders.
To find out about our Community Futures Development Corporation of Chatham-Kent (CFDCCK) Business Loan Criteria, Interest Rates, Terms and Fees, click here.

Chatham-Kent Microlending Program

Got a small business or an idea to start one? Looking for funding?
  • The Chatham-Kent Microlending Program can provide a business loan of up to $ 5,000.00.
  • Due to the great interest from the Chatham-Kent entrepreneurial community, unfortunately the Chatham-Kent Microlending Program application process is closed until funds are replenished.
  • Individuals who are still interested in the Chatham-Kent Microlending Program are encouraged to check with the website noted below, for the status of the Program.
To find out more about the Chatham-Kent Microlending Program, click here.

Starter Company Plus Program

Starter Company Plus Program provides business training to individuals over the age of 18, and grants up to $ 5,000.00 to start and grow a new or existing business.
  • The Starter Company Plus Program offers a limited number of grants to applicants who meet the Program requirements.
For more information on this Program view the Chatham-Kent Small Business Centre (CKSBC) website, by clicking here.

Canada Small Business Financing Program (CSBFP)

The Canada Small Business Financing Program (CSBFP) offers Business Loans of up to $ 1 million dollars, of which no more than $ 350,000.00 can be used to finance the purchase or improvement of equipment and the purchase of leasehold improvements.
  • The Canada Small Business Financing Program (CSBFP) is eligible to most start-ups and existing for-profit small businesses in Canada with gross revenues of $ 10 million or less. Such businesses can be corporations, sole proprietors, partnerships or cooperatives.
To find out if you are eligible, the loan criteria, how to apply, and other information on the Canada Small Business Financing Program (CSBFP), click here.

Business Development Bank of Canada (BDC)

The Business Development Bank of Canada (BDC) offers Business Loans of up to $ 100,000.00. No application fees. 100% online application.
  • The Business Development Bank of Canada (BDC) mission is to help create and develop strong Canadian businesses through financing and consulting services, with a focus on small and medium-sized enterprises.
To find out about the benefits for your business, and who can apply, click here.

Southern Ontario Fund for Investment in Innovation (SOFII) Program

The Federal Economic Development Agency for Southern Ontario (FedDev Ontario) has launched a $ 20-million Southern Ontario Fund for Investment in Innovation (SOFII) Program through its Prosperity Initiative.
  • The Southern Ontario Fund for Investment in Innovation (SOFII) Program will support high-growth, innovative Small and Medium-sized Enterprises (SMEs) in rural and urban communities by offering loans of usually $ 150,000.00 to $ 500,000.00 to support all aspects of growth challenges facing them.
  • The loans are intended to help finance:
  • Late stage commercialization;
  • New product or service development;
  • New applications or markets; or
  • Development or implementation of new processes or technologies.
To learn more, or to determine if your business venture is eligible, please read MORE, or contact us.

Canada-Ontario Job Grant

Canada-Ontario Job Grant provides an opportunity for employers to invest in their workforce, with help from the Government.
  • The Job Grant will provide direct financial support to individual employers who wish to purchase training for their employees. It will be available to small, medium and large businesses with a plan to deliver short-term training to existing and new employees, and will:
  • Provide up to $ 10,000.00 in government support per person for training costs.
  • Require employers to contribute one-third of the total costs. There will be additional flexibility for small businesses to provide an in-kind contribution towards their share of the costs.
  • Require training to be delivered by an eligible, third-party trainer.
  • If you’re an employer with a particular skills demand, the Canada-Ontario Job Grant might be right for you. Applications will be accepted on an ongoing basis.
  • Questions and Answers for Employers can be accessed here.
For further information, please contact the Employment Ontario Contact Centre. Call toll-free: 1-800-387-5656 or email

Futurpreneur Canada

“Driving Canada’s Business Success by Helping Youth Help Themselves.”
  • Futurpreneur Canada is the only national, non-profit organization that provides financing, mentoring and support tools to aspiring business owners aged 18 – 39. Futurepreneur Canada’s internationally recognized mentoring program hand matches young entrepreneurs with a business expert from a network of more than 2,800 volunteer mentors.
  • Futurpreneur Canada has been fueling the entrepreneurial passions of Canada’s young enterprise for nearly two decades.
Click Futurpreneur Canada for more information.

Summer Company Program for Students (Ontario)

Learning how to run you own student business is one of the best summer jobs you can have. You get to be your own boss while learning what it takes to manage a business. Sales, marketing, bookkeeping, customer relationship management and networking are just a few of the highly useful skills you will develop.
  • You may be eligible for start-up money of up to $ 3,000.00 for students ages 15 – 29 to kick-off a new summer business.
  • You can also get advice and mentorship from local business leaders to help get your business up and running.
To see if you are eligible, click here for more information.

Rise Asset Development (RISE)

Rise Asset Development (RISE) is a registered charity that provides low interest small business loans, free training & mentorship to men and women with a history of mental health or addictions challenges.
For further information, please contact toll-free: 1-855-464-RISE (7473), or email


Canada Summer Jobs

“Supporting Students: Serving Communities”
  • This program is focused on encouraging not-for-profit organizations, public sector employers and small businesses with 50 or fewer employees to create jobs that not only meet their needs, but also benefit students looking to gain work experience.
  • It is a Government of Canada initiative that provides funding to help employers create summer job opportunities for students.
  • This initiative is designed to focus on local priorities, while achieving tangible results for both students and their communities.
Click here for more information.


Take Your Business Global (Ontario)

For businesses looking to export their products, this Ontario website will provide you with the information you need.
Click here for more information.

Canada Business Network

This Government Services for Canadian Businesses website has links to resources and information to help Canadians get their businesses going and growing, including funding opportunities, information about registration, licenses, fees, taxes, imports and exports and applying for a Government contract.